Inside ClearPath Ready
This is what financial readiness looks like when the numbers, people, permissions, and next steps finally live in one place.
No generic estimate
Every connection approved
Licenses kept current
Decide from a stronger position
Model the move, understand your readiness, and compare how each choice changes your financial wellbeing.
01 · Scenario planning
Compare the payment, cash needed, and room left each month. Change one assumption and see the whole picture move with it.
Buy scenario
Oak Street · $412,000
Monthly housing
$2,640
Cash to move in
$46,800
Left each month
$1,920
Keep the car payment
Selected
$2,640
Pay off the car first
+$240 room
$2,880
Put 15% down
$18k more cash
$2,510
02 · Readiness
Your score, comfortable payment, and the factors shaping both stay together. No unexplained estimate and no false precision.
Readiness score
Steady
Comfortable payment $2,640/mo · up to $412,000
Intake numbers updated 3 days ago
Debt-to-income
27%On track
Emergency runway
4.2 monthsWatch
Retirement on track
YesOn track
03 · Wellbeing comparison
Compare today with a proposed scenario across housing burden, cash runway, and overall financial steadiness.
Today
With Oak Street
04 · Your path
Intake, readiness, scenarios, and sharing form one calm sequence that keeps your progress visible.
3 of 5 steps complete
05 · Your permission
Approve each professional connection yourself and decide, person by person, whether they can view your information or work alongside you.
Marisol Vega
Northbeam Realty · MN, WI
Daniel Okafor
Cedar & Kline · MN
06 · Your conversation
Messages, files, and the numbers they affect remain in one protected thread, so context never disappears into an inbox.
Marisol Vega
Northbeam Realty · license verified
Sent over the updated pre-approval range — take a look when you can.
9:14 AM
9:14 AM
Got it. Does that still work if we keep the car payment?
9:31 AM
It does — your comfortable payment only moves about $80.
9:36 AM
Your home screen is the path itself: intake, score, scenario, sharing. Each step checks off as you go — and 'I don't need a realtor' counts as done.
You approve every realtor who asks to link, and you decide — per person — whether they can edit alongside you or only read. View-only means exactly that.
Your intake becomes a readiness score and a comfortable payment — rent mode and buy mode both, calculated from today's tax tables with every assumption shown.
Your file is encrypted and shared only with realtors whose state license we have verified and keep monitoring for expiry.
Check your readiness score without creating an account. Make one whenever you want to save it. Realtors add a state licence and we verify it before they can link with anyone.
