ClearPath Ready

ClearPath Readiness

Know your real number before you tour a single home.

An honest readiness score, a realistic payment range, and what-ifs in plain English.

No account needed. Nothing is saved until you choose to save it.

Try it in ten seconds

Move a slider. See your range.

Same income, very different answers depending on where you buy and what you owe. Your full check narrows this range to your own state, ZIP and debts.

Household income per month (before tax)$9,000

Monthly debt payments$650

Cash for a down payment$45,000

Comfortable home price

$80,000 spread

$303,000 – $383,000

Take-home $6,300–$7,110 · Housing $2,250–$2,520 a month

Why the spread?

Three sliders don't know your household yet. The gap closes once your full check adds what only you know:

Your everyday living costs: groceries, childcare, healthcare and the rest decide your real monthly breathing room, not just debt payments.
Your true take-home pay: taxes, payroll deductions and retirement savings change what actually reaches your account.
Your comfort line: lenders measure the most you could borrow; your check finds the payment that keeps you from feeling house-poor.

Illustration at 6.65%–7% rates. Not a loan offer.

Pinpoint my exact number

Your full check takes a few thoughtful minutes, stays private, and replaces this range with math for your household.

What-ifs in plain English

Ask the question you'd ask a friend.

ClearPath reruns your numbers and shows exactly what changes, before you commit to anything.

The HOA surprise

“What if the condo has a $250 monthly HOA?”

$357,000

$325,000

−$32,000 price range

Rates ease a little

“What if rates drop from 7% to 6.25%?”

$2,522 / mo

$2,367 / mo

+$155 a month breathing room

Save a little longer

“What if I wait and save $20,000 more?”

$357,000

$374,000

+$17,000 price range

Example household: $9,000 a month before tax, $650 in debt payments, $45,000 saved. How what-ifs work

Ask a what-if in your own words

Two sides, one record

You decide what gets shared. Every time.

Approve each realtor link yourself, choose full detail or numbers only, and turn live editing on or off for each person.

No link exists until you approve it
Change what each realtor sees at any time
End a connection and new access stops right away

Try the controls

Let this realtor edit my numbers

What your realtor sees Example household

Readiness score78 / 100
Comfortable payment$2,520 / mo
Debt-to-income31%
Employer and salary Private
Card and loan balances Private
Savings accounts Private

Read-only. This realtor cannot change your numbers.

For realtors and firms

Clear numbers, without the awkward budget talk.

See realtor & firm plans

Individuals always approve the link first. How firm governance works

The ClearPath standard

Built so you can walk in prepared, not pressured.

Buying or renting a home is one of the biggest money decisions most people make. You deserve to see your honest number first, privately, on your own terms.

Nothing shared without your yes
You approve every realtor link and can change or end it any time.
We do not sell your information
Not to lenders, not to brokers, not to anyone.
Protected on every record
Encrypted in transit and at rest, with access checked on every record.
Local numbers, not national averages
Property tax from public U.S. Census figures for more than 33,000 ZIP codes.
Not a lender, not advice
Planning estimates so you walk into real conversations prepared.
Free for home buyers and renters
Nothing to pay, no card, and no agent required.

Check my readiness

Read our policies·Contact us